A resource for those seeking information on organizing and transforming spaces.
When it comes to insurance, there are a lot of different options and coverage out there. It can be difficult to know what you need and what is not worth the investment. Homeowners insurance is one of those types of insurance that is not required by law but is highly recommended. Here is a quick look at what homeowners insurance is, what it covers, and why you need it.
It’s no secret that you want your house to be a safe and welcoming place that’s capable of supporting and protecting your whole family. If your home is many decades old or newer and poorly constructed, however, it may be vulnerable to complications. Even if your home is rock-solid, it still isn’t immune to issues.
When you experience property damage, your home feels much less secure than it did before. To prepare yourself in the event of an incident—perhaps you didn’t know hail damage was so common, for instance—read this guide to common kinds of property damage.
If you ever need to take a home inventory, you’ll need to have a clear record of everything in your house and know exactly how much it’s all worth so that you can be reimbursed in case anything unfortunate happens — because it’s always best to expect the best but be prepared for the worst. That means everything in your drawers, cupboards, and closets. All the tools in your garage and all your electronic gadgets. Your furniture, bedding, and towels. Even family heirlooms, keepsakes, and collectable items. Everything.
